realestatemarketingthisweek.com – Real Estate Marketing – How having the Seller pay your closing costs can quadruple your money – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week Part 2 – On the other hand if you roll that into the loan it’s going to take you 160 months to break even on that. 160 months which is a little over 13 years, that is the antithesis of the Velocity of Money that we talk about on the show every week, so I am not convinced that its the right deal for the masses, but something that should be considered is what is the opportunity cost of taking the money out of Account X and the type of account you taking it out of has some impact too. If it’s from a brokerage account then you experience the market loss in that account and youre selling at these low price levels, I think the markets are going to turn and the opportunity costs over 160 months, youre talking about a substantial amount of money. And the additional mortgage payment is insignificant. Obviously no one is going to allow you to pay more than the house is worth, that’s not what were suggesting. What were suggesting is merely to look at instead of simply making a lower offer than you would normally make, I’m suggesting that you consider the closing costs and what the real closing costs are in this example. Assuming that the house is already attractively priced, one of the things that this buyer in this example should consider instead of making a lowball …

interest rate is 1.29
APY 1.30
amount 2,000
9 month CD

what is it like 19 or 25 bucks?
withdrawn at maturity.

whats a good rate and how do i calculate the interest rate

Say I was to open a CD account with 0 in it for 9 months with a Interest rate of 4.72% and it was compounded at Maturity would that mean I would only be making like off my CD account?

I just opened a cd an I want to figure out simple interest. Which do I use Interest rate or Yield?
My yield is higher than my interest rate.

Don’t know if that’s a newbie question but is there? I have a theory strategy in my head of keeping most of my invest-able assets in stocks when CD rates are low then selling stocks and buying CD’s when the interest rate is above 5%. This allows me to have cash on hand when a stock market crashes… allowing me to invest heavily when prices are attractive.
Moneyman – So does my strategy make any sense?